Steven's friendly demeanor made it very easy to talk to him about our concerns regarding our first home mortgage. He made all information easy to understand and always followed up with reminders to make the process flawless. Steven was always easy to reach via email or phone, and always provided a quick response. Because of this, it was easy to tell Steven genuinely wanted to give us the best rate available. We are thankful for his help and would happily refer him to anyone in need of a mortgage.