The mortgage lenders, possibly your own bank, pay us for sending them good quality mortgage clients. You don’t pay us - the lenders pay us. They only pay us when you accept their mortgage. You MUST BE completely satisfied with their mortgage offer, rate, terms and conditions which we always provide to you in writing. If you don’t accept their offer we don’t make a dime, try that on your banker sometime!

Ottawa-Carleton Mortgage Inc. is a licenced Mortgage Brokerage #10419 since 1989. Our licence allows us to negotiate on your behalf and be paid for doing so.

Our Free Mortgage Service gives you an unbiased mortgage selection from most of the mortgage companies in Canada. As an Ontario Discount Brokerage we want to get you the lowest mortgage rate, period. Our service takes away the stress and hassles of you doing the mortgage shopping or negotiating. We’ll save you money, time with no hassles or stress.

From start to finish, if rates go lower than when you were first approved, we’ll get you that lower rate. Our Free Mortgage Service gets you the best rates from a Pre-Approval to the day you take the mortgage. We only do mortgages, and we’ll never try to sell you any other bank services.  And if you qualify we never charge you a fee as we are paid by the mortgage lenders. You can’t lose unless you don’t call us.

Our loyalty is to you, not the mortgage lenders. Try getting your banker to send you to another bank for a better rate! Call today for a mortgage service that far exceeds what you come to expect from your bank. Call 613-563-3447 today and save yourself time, money and hassles.

Find out how you can get the best mortgage:


TermOur Discounted Rates
6 Month Conv 6.44%
1 Year 5.89%
2 Year 5.19%
3 Year 5.09%
4 Year 5.19%
5 Year 4.79%*
6 Year 5.74%
7 Year 5.84%
10 Year


18 Year N/A
25 Year N/A
Fully Open Variable N/A
5 Year Variable 5.80%
Rates subject to change.

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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We work with the following Lenders

VERICO Financial Group logo CFRA logo Better Business Bureau logo