R. Boisvert

Dear Victoria, thank you for your help in arranging our mortgage. I certainly enjoyed the opportunity to talk to you. You dealt with a difficult situation in a very competent manner.

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6 Month Conv	3.30%
1 Year	3.29%
2 Year	3.39%
3 Year	3.39%
4 Year	3.59%
5 Year	3.39%*
6 Year	3.97%
7 Year	3.69%
10 Year	3.89%
18 Year	N/A
25 Year	N/A
Fully Open Variable	4.75%
5 Year Variable	2.90%
Rates subject to change.