R. Boisvert

Dear Victoria, thank you for your help in arranging our mortgage. I certainly enjoyed the opportunity to talk to you. You dealt with a difficult situation in a very competent manner.

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6 Month Conv	2.79%
1 Year	1.64%
2 Year	1.64%
3 Year	1.54%
4 Year	1.64%
5 Year	1.60%*
6 Year	2.69%
7 Year	1.99%
10 Year	2.14%
18 Year	N/A
25 Year	N/A
Fully Open Variable	3.25%
5 Year Variable	1.35%
Rates subject to change.