R. Boisvert

Dear Victoria, thank you for your help in arranging our mortgage. I certainly enjoyed the opportunity to talk to you. You dealt with a difficult situation in a very competent manner.

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6 Month Conv	2.89%
1 Year	3.19%
2 Year	3.84%
3 Year	4.04%
4 Year	4.04%
5 Year	3.64%*
6 Year	3.89%
7 Year	429%
10 Year	4.34%
18 Year	N/A
25 Year	N/A
Fully Open Variable	N/A
5 Year Variable	2.00%
Rates subject to change.