R. Boisvert

Dear Victoria, thank you for your help in arranging our mortgage. I certainly enjoyed the opportunity to talk to you. You dealt with a difficult situation in a very competent manner.

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6 Month Conv	3.30%
1 Year	3.19%
2 Year	2.89%
3 Year	2.79%
4 Year	2.94%
5 Year	2.79%*
6 Year	3.47%
7 Year	2.99%
10 Year	3.04%
18 Year	N/A
25 Year	N/A
Fully Open Variable	4.75%
5 Year Variable	2.90%
Rates subject to change.