R. Boisvert

Dear Victoria, thank you for your help in arranging our mortgage. I certainly enjoyed the opportunity to talk to you. You dealt with a difficult situation in a very competent manner.

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6 Month Conv	6.44%
1 Year	5.69%
2 Year	5.69%
3 Year	4.79%
4 Year	4.79%
5 Year	4.64%*
6 Year	5.74%
7 Year	5.54%
10 Year	5.64%
18 Year	N/A
25 Year	N/A
Fully Open Variable	N/A
5 Year Variable	5.80%
Rates subject to change.