R. Boisvert

Dear Victoria, thank you for your help in arranging our mortgage. I certainly enjoyed the opportunity to talk to you. You dealt with a difficult situation in a very competent manner.

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6 Month Conv	5.19%
1 Year	4.69%
2 Year	4.59%
3 Year	4.39%
4 Year	4.99%
5 Year	4.49%*
6 Year	5.44%
7 Year	5.34%
10 Year	5.44%
18 Year	N/A
25 Year	N/A
Fully Open Variable	N/A
5 Year Variable	4.55%
Rates subject to change.