Michelina Crothers, Mortgage Agent

Michelina Crothers

Mortgage Agent
Licence# M08000381
Direct Line: 613-563-5074
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Michelina has been in the mortgage industry for over fifteen years, after working for Canada Mortgage and Housing Corporation (CMHC ) in the real estate and default management fields.

She specializes in residential, investment real estate financing (Michelina is also a real estate investor for over twenty five years), alternate lending and private mortgage transactions.

Michelina is a regular guest on CFRA Experts on call giving sound mortgage advice and sharing her knowledge with clients. Her passion with respect to the mortgage industry is evident in how she educates her clients and she prides herself in giving exceptional customer service with the goal of establishing long term relationships. Her business has grown successfully over the years thanks to her network of great clients, her proven track record of getting the job done, and her straightforward approach.

Michelina is a graduate from Carleton University with a Bachelor of Commerce Degree with Honours.

Call Michelina direct at 613-563-5074

Kind words from Michelina's clients:

Michelina was amazing! We had a very short time-line by which to obtain a mortgage, but she managed to arrange one for us and with an ideal mortgage company. She was always professional and always available whenever we needed to communicate or had questions. We can't recommend Michelina enough!

-- S. & S. Bartlett

Negotiating a mortgage can be an intimidating process. After all, for most people their mortgage is the biggest, most impactful financial transaction they will ever make.

Michelina's knowledge, experience and common sense approach made our mortgage application not only much less intimidating than doing it ourselves, her key contact and standing in the lending community ensured we got a great rate, much better than we ever thought possible. She will always be the one we recommend to family and friends.

-- M. Hockley &. A.M. Bisson

My husband & I enjoyed the experience of dealing with Michelina Crothers during the re-mortgaging of our home. Michelina was very professional and informative and efficient. We plan on seeking Michelina's advice in the future.

-- C.M. Dyke

Our first time home buyer experience five years ago was so pleasant and stress free, we had no hesitation to come to you again for our mortgage renewal. We received an outstanding service, in a timely manner, at a very good interest rate. Thank you, Michelina, for your professionalism and dedication. We definitely recommend your services to anybody.

-- L. & R. Constantin

Michelina made us feel comfortable & welcomed. As a young & very inexperienced first time homebuyer Michelina made the process very easy & seamless. She answered my many questions politely & didn't get frustrated or annoyed when she had to explain things to me multiple times. I have recommended & will continue t recommend Michelina to anyone that needs a mortgage.

-- L. Keyes

We had the extreme pleasure of connection with Michelina in 2009, in our most recent dealings with her she provided quality advice and connected us to the right people. Her promptness and dedication to our situation was tremendously appreciated and we thank her for her outstanding services. She is a true professional providing excellent service. We will highly recommend Michelina's services to our family, friends and neighbours.

-- P. S. & D. Castanza

Michelina's approach to explaining the home buyer's process to first time home buyers was flawless. Her positive friendly attitude put us at ease in the big step in our lives. We definitely will recommend her to or family and friends and hope to work with her in the future.

-- T. & J.M. Lafreniere

The connection with Michelina is great, amazing service from start to finish, any questions, any issues, you can easily get in contact with her. Fully trustworthy, with the best rates; I would strongly recommend her to any friend.

-- L. R. Lobo

We enjoyed Michelina's help in applying for our mortgage. She was very knowledgeable and answered all our questions. As first time buyers this experience was new to us; however Michelina provided us with all the information and important things we needed to do. The process was simple and a great learning experience. We definitely would recommend her services.

-- J. & J. Taylor

We were very nervous and apprehensive about the ideal of purchasing our first home until we met Michelina. Within the first few minutes of meeting her, Michelina put us at ease and make us feel very comfortable. She showed us that buying a home was in fact within our means and gave us the confidence, tools and expert information to make informed decisions on our mortgage. We would definitely recommend Michelina to anyone.

-- D. Crosbie & V. McGuire

Find out how you can get the best mortgage:

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TermOur Discounted Rates
6 Month Conv 3.10%
1 Year 2.64%
2 Year 2.79%
3 Year 2.64%
4 Year 2.99%
5 Year 2.99%*
6 Year 3.44%
7 Year 3.44%
10 Year 3.74%
18 Year N/A
25 Year N/A
Fully Open Variable 4.00%
5 Year Variable 2.45%
Rates subject to change.

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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