If you’re considering hiring a contractor to a build a new home—or want to purchase a completed new home—the first step is to get pre-approved for your mortgage.
A pre-approval confirms to the builder that you qualify for funds to pay for the home. It also confirms your price range, so you can shop for homes without any unexpected surprises.
At MortgagesMadeEasy.com, we make it easy to get pre-approved for your mortgage. You can apply with us online or book a free consultation and we will tell you everything you need to make the process go as smooth as possible. For example, we will tell you upfront if we see any issues that may prevent you from getting pre-approved for your mortgage. We will also let you know what documentation you will need once you have a firm offer in place.
When you get pre-approved for your mortgage, you are under no obligation to accept the offer, but it will be there if you need it. We have lenders who will hold your new-build mortgage offer for up to 6–12 months. If rates go up during that time period, your rate will not be affected—and if rates go down, we will get you the lower rate.
We want to make your mortgage experience stress-free! Have questions? Wondering what kind of documentation you will need before putting down a deposit? Call a MortgagesMadeEasy.com broker at 613-563-3447 or use our contact form.