Mortgages Made Easy Blog

Our brokers post interesting news, tips, and industry updates every week.
NOV
27

What Happens at a Mortgage Consultation?

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So you’re thinking about buying a home? That’s great! One of the first steps of the process is meeting with a mortgage expert.

Here’s what goes down during a consultation with a Mortgages Made Easy broker:

Let’s get to know each other

Welcome! Take a seat. Can we get you anything? Coffee, tea, water? Now that you’re settled in, let’s talk. Your broker will need to find out as much as possible about your circumstances and goals, to see how we can support you. 

A those Qs

You’ve got questions. We’ve got answers. Ask those burning questions that have been sitting in your Google search query all week. 

We can tell you anything you need to know about home loans, home-buying, different types of mortgages, investment properties, pre-approval and so much more. Our brokers are as knowledgeable as they come, so you’re in good hands.

Get down to business

Based on your wants, needs, and circumstances, we’ll compare rates from over 30 lenders, including the big banks, to find a mortgage that’s right for you. We’ll show you our wide range of mortgage products, and explain the fine print so you know exactly what you’re getting into.

We’ll give you all the information you need to succeed:

Saving for a down payment? We’ve got a whole checklist dedicated to mortgage budgeting. You’ll know exactly how much money to save, and what you’re saving it for. 

Looking into getting pre-approved for a mortgage? Our brokers will inform you that getting pre-approved confirms the amount you qualify to borrow and protects you from rate increases for up to 120 days. Getting pre-approved also lets you know your borrowing capacity, plan your monthly payments, and give you more credibility as a buyer. 

The next step

Any questions? Want to learn more? Interested in scheduling a free mortgage consultation? Let’s chat! Call us at 613-563-3447 or use our quick and easy contact form

Our mortgage brokers are available 24/7; if you wake up in a cold sweat because you need to know something ASAP, we’ve got your back! 

 

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NOV
22

Get your mortgage rate checked before closing on your new-build home

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When you’re in the final stages of closing on your new house, you have a million things on your mind. You might be thinking about what paint colours to buy, what furniture you need, or even what you plan to do with the backyard. The last thing you might be thinking about is checking your mortgage rate. That was finalized awhile ago anyway. Right? 

As a homebuyer of a new-build home, you likely had to apply for mortgage pre-approal to confirm to your builder that you have the funds to pay for the home. But remember: A pre-approval is just a rate-hold—not a binding approval.

We recommend you get your rate checked at least 90 days before closing on your new build home. You may be able to get a better deal! Rates may have gone down, or new borrowing options (with lower rates or better terms and conditions) may be available. 

At MortgagesMadeEasy.com, we compare mortgage deals from 30+ lenders and negotiate the best deals for your situation. If you want your deal compared, or have mortgage questions, apply online or contact us today.

 

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Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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