TODAY'S LOWEST RATE FROM 2.41% .... View All Rates

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"I have purchased 5 homes in the past 7 years and have dealt with a number of brokers. David is always quick to respond to questions and is very knowledgeable about products. My last 3 homes were done with him and I will continue to use his services."

"David is amazing. He is always very clear and up front with information. He does a great job explaining everything very clearly so that I feel confident in my mortgage decisions."

"I have enlisted David’s help for the purchase of 2 homes and I have been very happy with his services. He has saved me thousands of dollars in discounts and refunds other brokers and mortgage reps weren’t even aware of. I will continue working with him and referring to him going forward."

TermOur Discounted Rates
6 Month Conv 3.10%
1 Year 2.89%
2 Year 2.94%
3 Year 3.04%
4 Year 3.29%
5 Year 3.04%*
6 Year 3.47%
7 Year 3.69%
10 Year 3.74%
18 Year N/A
25 Year N/A
Fully Open Variable 4.00%
5 Year Variable 2.41%
Rates subject to change.

Are you interested in

First Time Home Buyers

  • Pre-Approvals
    Important first step. Pre-approve your mortgage. Lock today's rate. If rates decrease, you get the lower rate!
  • RRSP Home Buyer's Plan
    As a first time home buyer you can use your RRSP’s for the down payment to a maximum amount of $25,000.00 per borrower, without paying taxes on the withdrawals.
  • Qualifying For Your Mortgage
    We will go over this in detail when you talk to us as all lenders want only qualified clients

Purchasing a Home

If you are thinking about purchasing a home we highly recommend.... Read more...

Free Mortgage Service

  Our loyalty is to you, not the mortgage lenders. Try getting your banker to send you to another bank for a better rate!..... Read more...

Free Mortgage Transfers

  Homeowners, if your mortgage is coming due for renewal this year READ THIS

Refinance/Consolidation

  You can now take equity out of your home WITHOUT taking a second mortgage... Read more...

Private Mortgages

Private Mortgages are an important segment in real estate lending for a variety of reasons.... Read more...

Rental and Investment Property Mortgages

  Unlike the mortgage on your home, financing an investment property can be much more complex. Read more... 

Commercial Mortgages

  If you are looking to purchase a smaller commercial property... Read more...

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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We work with the following Lenders

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