TODAY'S LOWEST RATE FROM 2.41% .... View All Rates

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We chose Bill to help us get our mortgage because of who Bill is. His expertise in the mortgage market surpasses any other company. We are more than pleased with our new home. Thanks Bill!

Bill & Joanne worked to secure my mortgage within an impossible timeline; drove documents to my office for signature; made every effort possible to insure I understood the process; worked closely with the other players to ensure a seamless experience; outstanding service, quality service, would highly recommend.

I wish to make you cognizant of my family's experience. Our mortgage was up for renewal this past summer, and we had never thoroughly enjoyed past dealings with banks, (in general). We had often experienced feelings that seemed disingenuous. We often felt that our needs came second to the bank's wellbeing. We rarely got their best rates up front, and often needed to haggle.

This time we decided to try something different, and explore the "mortgage brokers". We dealt with Joanne Mazerolle-Gosewitz, from Ottawa-Carleton Mortgage.

My wife and I truly appreciated her expertise, professionalism and dedication. She always replied to our questions and concerns. Joanne was able to alleviate the stress often associated with mortgages, signing documents, legal issues, commitments, etc. Even their offices are more refreshing and less intimidating than the banks.

The mortgage maze can be time consuming and difficult to navigate. Bill and Ottawa-Carleton Mortgage have always made it easy and effortless. I truly appreciate the thoroughness and the speed with which Bill moves the process along. Bill has helped me with a number of mortgages and I have referred a number of friends and acquaintances to him. We enjoy the experience and the great customer service that is consistently provided to us.

This was our fourth time dealing with Ottawa-Carleton Mortgage. As always they handled our new purchase with professionalism and tack. This allowed for on-time service, resulting in complete satisfaction on our part. Great work Joanne.

TermOur Discounted Rates
6 Month Conv 3.10%
1 Year 2.99%
2 Year 3.24%
3 Year 3.19%
4 Year 3.39%
5 Year 3.39%*
6 Year 3.77%
7 Year 3.44%
10 Year 3.99%
18 Year N/A
25 Year N/A
Fully Open Variable 4.25%
5 Year Variable 2.36%
Rates subject to change.

Are you interested in

First Time Home Buyers

  • Pre-Approvals
    Important first step. Pre-approve your mortgage. Lock today's rate. If rates decrease, you get the lower rate!
  • RRSP Home Buyer's Plan
    As a first time home buyer you can use your RRSP’s for the down payment to a maximum amount of $25,000.00 per borrower, without paying taxes on the withdrawals.
  • Qualifying For Your Mortgage
    We will go over this in detail when you talk to us as all lenders want only qualified clients

Purchasing a Home

If you are thinking about purchasing a home we highly recommend.... Read more...

Free Mortgage Service

  Our loyalty is to you, not the mortgage lenders. Try getting your banker to send you to another bank for a better rate!..... Read more...

Free Mortgage Transfers

  Homeowners, if your mortgage is coming due for renewal this year READ THIS


  You can now take equity out of your home WITHOUT taking a second mortgage... Read more...

Private Mortgages

Private Mortgages are an important segment in real estate lending for a variety of reasons.... Read more...

Rental and Investment Property Mortgages

  Unlike the mortgage on your home, financing an investment property can be much more complex. Read more... 

Commercial Mortgages

  If you are looking to purchase a smaller commercial property... Read more...

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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We work with the following Lenders

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