TODAY'S LOWEST RATE FROM 2.41% .... View All Rates

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I wanted to say thank you again for all your help with arranging our mortgage. We are so  glad that you were able to get us a new first mortgage even after our own bank said no, and that we didn't have to do a second mortgage as we had originally thought.  And we really appreciate all your time and effort in getting it all organized, and how available you were to us by phone or email if we had questions or problems, and how you dealt with the problems right up to the last minute, and made it work! You did a really great job for us in making this mortgage happen when we didn't think it was possible, and we will definitely recommend you to anyone we know looking for a mortgage!

TermOur Discounted Rates
6 Month Conv 3.10%
1 Year 2.99%
2 Year 3.24%
3 Year 3.14%
4 Year 3.34%
5 Year 3.24%*
6 Year 3.62%
7 Year 3.39%
10 Year 3.79%
18 Year N/A
25 Year N/A
Fully Open Variable 4.00%
5 Year Variable 2.41%
Rates subject to change.

Are you interested in

First Time Home Buyers

  • Pre-Approvals
    Important first step. Pre-approve your mortgage. Lock today's rate. If rates decrease, you get the lower rate!
  • RRSP Home Buyer's Plan
    As a first time home buyer you can use your RRSP’s for the down payment to a maximum amount of $25,000.00 per borrower, without paying taxes on the withdrawals.
  • Qualifying For Your Mortgage
    We will go over this in detail when you talk to us as all lenders want only qualified clients

Purchasing a Home

If you are thinking about purchasing a home we highly recommend.... Read more...

Free Mortgage Service

  Our loyalty is to you, not the mortgage lenders. Try getting your banker to send you to another bank for a better rate!..... Read more...

Free Mortgage Transfers

  Homeowners, if your mortgage is coming due for renewal this year READ THIS

Refinance/Consolidation

  You can now take equity out of your home WITHOUT taking a second mortgage... Read more...

Private Mortgages

Private Mortgages are an important segment in real estate lending for a variety of reasons.... Read more...

Rental and Investment Property Mortgages

  Unlike the mortgage on your home, financing an investment property can be much more complex. Read more... 

Commercial Mortgages

  If you are looking to purchase a smaller commercial property... Read more...

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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