TODAY'S LOWEST RATE FROM 2.20% .... View All Rates

Find out how you can get the best mortgage:

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We spent time “shopping” for a mortgage, but the service and professionalism that was provided by Ottawa-Carleton Mortgage Inc. was by far the best. Not only did we receive a terrific mortgage rate, we received hassle free service. We would highly recommend Ottawa-Carleton Mortgage Inc. to our friends and family. Thank you for making our first home purchase so wonderful.

TermOur Discounted Rates
6 Month Conv 5.95%
1 Year 2.44%
2 Year 2.24%
3 Year 2.34%
4 Year 2.69%
5 Year 2.74%*
6 Year 3.24%
7 Year 3.34%
10 Year 3.74%
18 Year N/A
25 Year N/A
Fully Open Variable 3.75%
5 Year Variable 2.20%
Rates subject to change.

Are you interested in

First Time Home Buyers

  • Pre-Approvals
    Important first step. Pre-approve your mortgage. Lock today's rate. If rates decrease, you get the lower rate!
  • RRSP Home Buyer's Plan
    As a first time home buyer you can use your RRSP’s for the down payment to a maximum amount of $25,000.00 per borrower, without paying taxes on the withdrawals.
  • Qualifying For Your Mortgage
    We will go over this in detail when you talk to us as all lenders want only qualified clients

Purchasing a Home

If you are thinking about purchasing a home we highly recommend.... Read more...

Free Mortgage Service

  Our loyalty is to you, not the mortgage lenders. Try getting your banker to send you to another bank for a better rate!..... Read more...

Free Mortgage Transfers

  Homeowners, if your mortgage is coming due for renewal this year READ THIS

Refinance/Consolidation

  You can now take equity out of your home WITHOUT taking a second mortgage... Read more...

Private Mortgages

Private Mortgages are an important segment in real estate lending for a variety of reasons.... Read more...

Rental and Investment Property Mortgages

  Unlike the mortgage on your home, financing an investment property can be much more complex. Read more... 

Commercial Mortgages

  If you are looking to purchase a smaller commercial property... Read more...

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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We work with the following Lenders

VERICO Financial Group logo CFRA logo Better Business Bureau logo