TODAY'S LOWEST RATE FROM 2.41% .... View All Rates

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My husband and I had a great experience with Michelina from Ottawa Carleton Mortgage. We were first time home buyers, and she walked us through everything in a way that was easy to understand. She found us an awesome mortgage rate and we will definitely be going back for our next term.

Purchasing our first home was such a wonderful experience thanks to the help of Steven King. He was very professional, well-informed, and made the entire process seamless and enjoyable! Steven explained our options in detail and made sure our mortgage was the right fit for us with an amazing rate.  Thank you Steve for always being there to answer our questions. We highly recommend your services!

To Whom It May Concern; I wish to make you cognizant of my family's experience with Ottawa-Carleton Mortgage Inc. Our mortgage was up for renewal and we had never thoroughly enjoyed past dealings with the banks. We often felt our needs came second to the bank's well-being. We rarely got their best rates up front, and often needed to haggle. This time we decided to try something different, and explore the "mortgage brokers".

I encourage mortgage consumers to abrogate visiting banks, and rather consult with true professionals who will work for you. Even their offices are more refreshing, and less intimidating than the banks.

The service that we received from Ottawa-Carleton Mortgage was first rate from the start to finish. It was fast, simple, painless and easy. I am happy to recommend Ottawa-Carleton Mortgage to friends & family

We spent time “shopping” for a mortgage, but the service and professionalism that was provided by Ottawa-Carleton Mortgage Inc. was by far the best. Not only did we receive a terrific mortgage rate, we received hassle free service. We would highly recommend Ottawa-Carleton Mortgage Inc. to our friends and family. Thank you for making our first home purchase so wonderful.

TermOur Discounted Rates
6 Month Conv 3.10%
1 Year 2.99%
2 Year 3.24%
3 Year 3.14%
4 Year 3.34%
5 Year 3.24%*
6 Year 3.62%
7 Year 3.39%
10 Year 3.79%
18 Year N/A
25 Year N/A
Fully Open Variable 4.00%
5 Year Variable 2.41%
Rates subject to change.

Are you interested in

First Time Home Buyers

  • Pre-Approvals
    Important first step. Pre-approve your mortgage. Lock today's rate. If rates decrease, you get the lower rate!
  • RRSP Home Buyer's Plan
    As a first time home buyer you can use your RRSP’s for the down payment to a maximum amount of $25,000.00 per borrower, without paying taxes on the withdrawals.
  • Qualifying For Your Mortgage
    We will go over this in detail when you talk to us as all lenders want only qualified clients

Purchasing a Home

If you are thinking about purchasing a home we highly recommend.... Read more...

Free Mortgage Service

  Our loyalty is to you, not the mortgage lenders. Try getting your banker to send you to another bank for a better rate!..... Read more...

Free Mortgage Transfers

  Homeowners, if your mortgage is coming due for renewal this year READ THIS

Refinance/Consolidation

  You can now take equity out of your home WITHOUT taking a second mortgage... Read more...

Private Mortgages

Private Mortgages are an important segment in real estate lending for a variety of reasons.... Read more...

Rental and Investment Property Mortgages

  Unlike the mortgage on your home, financing an investment property can be much more complex. Read more... 

Commercial Mortgages

  If you are looking to purchase a smaller commercial property... Read more...

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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