TODAY'S LOWEST RATE FROM 2.41% .... View All Rates

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We would like to extend our thanks and appreciation to Elaine Gregory of Ottawa-Carleton mortgage, for her advice and for her help in refinancing our mortgage.

We have been dealing, with Elaine, for many years, and we always come back. Her professional and efficient service, advise, understanding and knowledge is unsurpassed.

We highly recommend Elaine Gregory. As always, it was a pleasure working with you.

Thank you Elaine.

Elaine was very helpful and accommodating during the recent process of refinancing my mortgage. She was readily available to answer all my questions, and was willing to go the extra mile to ensure I got the best deal possible for my situation. I would highly recommend her services.

We were looking to obtain a mortgage for a property that we thought was beyond our means. Our bank did not even want to discuss options. Fortunately, we met Elaine Gregory at Ottawa-Carleton Mortgage, who presented many different possibilities to us. The mortgage closed without a hitch.

Since then, we have done several other transactions with Elaine such as refinancing property and a construction mortgage. All of the above were carried out professionally and with great competence. Elaine is very knowledgeable in all aspects of financing; she understood our different situations and needs required.

We highly recommend Elaine Gregory of Ottawa-Carleton Mortgages and would not hesitate to use her services again in the future

TermOur Discounted Rates
6 Month Conv 3.10%
1 Year 2.99%
2 Year 3.24%
3 Year 3.19%
4 Year 3.39%
5 Year 3.39%*
6 Year 3.77%
7 Year 3.44%
10 Year 3.99%
18 Year N/A
25 Year N/A
Fully Open Variable 4.25%
5 Year Variable 2.36%
Rates subject to change.

Are you interested in

First Time Home Buyers

  • Pre-Approvals
    Important first step. Pre-approve your mortgage. Lock today's rate. If rates decrease, you get the lower rate!
  • RRSP Home Buyer's Plan
    As a first time home buyer you can use your RRSP’s for the down payment to a maximum amount of $25,000.00 per borrower, without paying taxes on the withdrawals.
  • Qualifying For Your Mortgage
    We will go over this in detail when you talk to us as all lenders want only qualified clients

Purchasing a Home

If you are thinking about purchasing a home we highly recommend.... Read more...

Free Mortgage Service

  Our loyalty is to you, not the mortgage lenders. Try getting your banker to send you to another bank for a better rate!..... Read more...

Free Mortgage Transfers

  Homeowners, if your mortgage is coming due for renewal this year READ THIS


  You can now take equity out of your home WITHOUT taking a second mortgage... Read more...

Private Mortgages

Private Mortgages are an important segment in real estate lending for a variety of reasons.... Read more...

Rental and Investment Property Mortgages

  Unlike the mortgage on your home, financing an investment property can be much more complex. Read more... 

Commercial Mortgages

  If you are looking to purchase a smaller commercial property... Read more...

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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