TODAY'S LOWEST RATE FROM 2.41% .... View All Rates

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Michelina was amazing! We had a very short time-line by which to obtain a mortgage, but she managed to arrange one for us and with an ideal mortgage company. She was always professional and always available whenever we needed to communicate or had questions. We can't recommend Michelina enough!

Negotiating a mortgage can be an intimidating process. After all, for most people their mortgage is the biggest, most impactful financial transaction they will ever make.

Michelina's knowledge, experience and common sense approach made our mortgage application not only much less intimidating than doing it ourselves, her key contact and standing in the lending community ensured we got a great rate, much better than we ever thought possible. She will always be the one we recommend to family and friends.

Our first time home buyer experience five years ago was so pleasant and stress free, we had no hesitation to come to you again for our mortgage renewal. We received an outstanding service, in a timely manner, at a very good interest rate. Thank you, Michelina, for your professionalism and dedication. We definitely recommend your services to anybody.

My husband & I enjoyed the experience of dealing with Michelina Crothers during the re-mortgaging of our home. Michelina was very professional and informative and efficient. We plan on seeking Michelina's advice in the future.

Michelina made us feel comfortable & welcomed. As a young & very inexperienced first time homebuyer Michelina made the process very easy & seamless. She answered my many questions politely & didn't get frustrated or annoyed when she had to explain things to me multiple times. I have recommended & will continue t recommend Michelina to anyone that needs a mortgage.

TermOur Discounted Rates
6 Month Conv 3.10%
1 Year 2.89%
2 Year 2.94%
3 Year 3.04%
4 Year 3.29%
5 Year 3.04%*
6 Year 3.47%
7 Year 3.69%
10 Year 3.74%
18 Year N/A
25 Year N/A
Fully Open Variable 4.00%
5 Year Variable 2.41%
Rates subject to change.

Are you interested in

First Time Home Buyers

  • Pre-Approvals
    Important first step. Pre-approve your mortgage. Lock today's rate. If rates decrease, you get the lower rate!
  • RRSP Home Buyer's Plan
    As a first time home buyer you can use your RRSP’s for the down payment to a maximum amount of $25,000.00 per borrower, without paying taxes on the withdrawals.
  • Qualifying For Your Mortgage
    We will go over this in detail when you talk to us as all lenders want only qualified clients

Purchasing a Home

If you are thinking about purchasing a home we highly recommend.... Read more...

Free Mortgage Service

  Our loyalty is to you, not the mortgage lenders. Try getting your banker to send you to another bank for a better rate!..... Read more...

Free Mortgage Transfers

  Homeowners, if your mortgage is coming due for renewal this year READ THIS

Refinance/Consolidation

  You can now take equity out of your home WITHOUT taking a second mortgage... Read more...

Private Mortgages

Private Mortgages are an important segment in real estate lending for a variety of reasons.... Read more...

Rental and Investment Property Mortgages

  Unlike the mortgage on your home, financing an investment property can be much more complex. Read more... 

Commercial Mortgages

  If you are looking to purchase a smaller commercial property... Read more...

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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We work with the following Lenders

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