TODAY'S LOWEST RATE FROM 2.30% .... View All Rates

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A great big thank you Steve helping with my mom's mortgage. Your prompt, professional service and kind attention to detail made the process for her and our family so much easier. You went above & beyond expectations in terms of helping coordinate all aspects of this transaction.

I was very impressed with Steven's prompt response to provide us with mortgage options. His ability to listen, ask the right questions and his experience meant that our household was able to secure our mortgage quickly so we could purchase our dream home. His personal and friendly service made the experience hassle free and very pleasant.

After months of not getting anywhere with our previous mortgage advisor and then being in an open mortgage, we called Steven King. The issue was resolved quickly, professionally and we were within a new mortgage in a month. Very impressed & happy!!! Thank you Steven.

Steven's friendly demeanor made it very easy to talk to him about our concerns regarding our first home mortgage. He made all information easy to understand and always followed up with reminders to make the process flawless. Steven was always easy to reach via email or phone, and always provided a quick response. Because of this, it was easy to tell Steven genuinely wanted to give us the best rate available. We are thankful for his help and would happily refer him to anyone in need of a mortgage.

I used Steven's services to refinance my mortgage. I found Steven to be very professional & knowledgeable. He was always very quick to provide me with email or voicemail responses. Steven worked very hard to get me the lowest rates possible. I am most satisfied & would highly recommend him to friends & family. I plan to use is services again at my next mortgage renewal.

TermOur Discounted Rates
6 Month Conv 3.10%
1 Year 2.89%
2 Year 2.84%
3 Year 2.79%
4 Year 3.04%
5 Year 3.09%*
6 Year 3.79%
7 Year 3.69%
10 Year 3.74%
18 Year N/A
25 Year N/A
Fully Open Variable 4.00%
5 Year Variable 2.30%
Rates subject to change.

Are you interested in

First Time Home Buyers

  • Pre-Approvals
    Important first step. Pre-approve your mortgage. Lock today's rate. If rates decrease, you get the lower rate!
  • RRSP Home Buyer's Plan
    As a first time home buyer you can use your RRSP’s for the down payment to a maximum amount of $25,000.00 per borrower, without paying taxes on the withdrawals.
  • Qualifying For Your Mortgage
    We will go over this in detail when you talk to us as all lenders want only qualified clients

Purchasing a Home

If you are thinking about purchasing a home we highly recommend.... Read more...

Free Mortgage Service

  Our loyalty is to you, not the mortgage lenders. Try getting your banker to send you to another bank for a better rate!..... Read more...

Free Mortgage Transfers

  Homeowners, if your mortgage is coming due for renewal this year READ THIS

Refinance/Consolidation

  You can now take equity out of your home WITHOUT taking a second mortgage... Read more...

Private Mortgages

Private Mortgages are an important segment in real estate lending for a variety of reasons.... Read more...

Rental and Investment Property Mortgages

  Unlike the mortgage on your home, financing an investment property can be much more complex. Read more... 

Commercial Mortgages

  If you are looking to purchase a smaller commercial property... Read more...

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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