TODAY'S LOWEST RATE FROM 2.00% .... View All Rates

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Welcome to Ottawa - Carleton Mortgage Inc.

Since 1989 OTTAWA-CARLETON MORTGAGE has been a mortgage originator of billions of dollars in mortgages for thousands and thousands of clients. We're totally independent of all mortgage lenders, which means we are completely unbiased in recommending mortgages from a variety of mortgage sources. As mortgage originators, we offer you a mortgage service, which far exceeds what you've come to expect from your bank.

TermOur Discounted Rates
6 Month Conv 3.10%
1 Year 2.29%
2 Year 2.09%
3 Year 2.34%
4 Year 2.49%
5 Year 2.39%*
6 Year 3.79%
7 Year 2.98%
10 Year 3.84%
18 Year N/A
25 Year N/A
Fully Open Variable 3.50%
5 Year Variable 2.00%
Rates subject to change.

Are you interested in

First Time Home Buyers

  • Pre-Approvals
    Important first step. Pre-approve your mortgage. Lock today's rate. If rates decrease, you get the lower rate!
  • RRSP Home Buyer's Plan
    As a first time home buyer you can use your RRSP’s for the down payment to a maximum amount of $25,000.00 per borrower, without paying taxes on the withdrawals.
  • Qualifying For Your Mortgage
    We will go over this in detail when you talk to us as all lenders want only qualified clients

Purchasing a Home

If you are thinking about purchasing a home we highly recommend.... Read more...

Free Mortgage Service

  Our loyalty is to you, not the mortgage lenders. Try getting your banker to send you to another bank for a better rate!..... Read more...

Free Mortgage Transfers

  Homeowners, if your mortgage is coming due for renewal this year READ THIS


  You can now take equity out of your home WITHOUT taking a second mortgage... Read more...

Private Mortgages

Private Mortgages are an important segment in real estate lending for a variety of reasons.... Read more...

Rental and Investment Property Mortgages

  Unlike the mortgage on your home, financing an investment property can be much more complex. Read more... 

Commercial Mortgages

  If you are looking to purchase a smaller commercial property... Read more...

Contact Us

  • Ottawa-Carleton Mortgage Inc
    381 Richmond Road Ottawa,
    Ontario K2A 0E7
  • Phone: 613-563-3447
    (24 hours)
  • Fax: 613-563-3195

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Latest Blogs

Prime Interest Rate Stays the Same The Bank of Canada met again yesterday September 9, 2015 to...
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Take Advantage of our Variable Rate Special Would you consider an interest rate at 2.00%?

We work with the following Lenders

Verico CFRA Better Business Bureau