You can get the BEST mortgage rates, terms and products, without shopping, negotiating, hassles, changing banks or leaving your house!

Getting your mortgage from a bank, trust, insurance or any other major lender makes sense, negotiating with them doesn't.

Negotiating with one bank can be a HUGE mistake.

Negotiating with more than one bank by yourself can also be a BIG mistake.

There are more than 25 mortgage companies in Canada, who offer numerous choices in mortgage rates, products and options.

You can review every Canadian mortgage lender's rates and products with one phone call to OTTAWA-CARLETON MORTGAGE.

You can have every one of these mortgage lenders bidding for your mortgage.

You can choose what you want from any one of these lenders and have their written approval within hours!

Some of the best mortgages rates, products and lenders are not accessible to you. They're ALL accessible to you with OTTAWA-CARLETON MORTGAGE'S Free Mortgage Service .

Lenders have TWO mortgage rates. Posted rates, their highest rates. Posted rates are the rates bankers usually advertise and quote to you.

DISCOUNTED rates are lower rates. There are many types of discounted rates; some are better than others. Discounted rates are constantly changing and you may never get the bank's lowest discount, how would you ever know unless you kept shopping? How would you ever know if you only talk to one banker?

Most banks at first, NEVER quote their best rates, especially over the phone.

Getting the very best rate from a banker usually means that you have to meet with them and be prepared to NEGOTIATE.

Some bank mortgages are better for the bank than for you.

Every mortgage renewal from every mortgage lender is sent out at their HIGHEST POSTED RATE, at the very last minute, just before your renewal date. Sometimes they don't even send you a renewal at all. They'll call you a week or so before your actual renewal date.

Lenders often offer better rates to new clients than they do to existing clients.

Lenders have rate sales.

If you want the best mortgage rate, terms and conditions WITHOUT negotiating or hassles you call OTTAWA-CARLETON MORTGAGE first 613-563-3447. We only quote the best mortgage rates.

With one call to us you'll have more than 25 mortgage companies products & rates available to you without any hassle or negotiating, possibly your own bank.

It's IMPORTANT to call us first to get the lowest rates. NEVER make an application with your banker or anyone before you talk to us first. We can't go back to your bank or any other lender for a better rate once you have applied directly to them. Once they have quoted you a rate we can't help you with that lender. This is due to bank's policies and politics.

Home owners, can and do save THOUSANDS of dollars with our FREE Mortgage Transfer Program.

Most banks guarantee their mortgage rates for 60-90 days. OTTAWA-CARLETON MORTGAGE guarantees mortgage rates for up to 4 months and longer.

You can have your mortgage rate guaranteed for one year if you are purchasing a new home from a builder.

Our discounted rates are for everyone, not just for home purchasers, but also for all pre-approvals and mortgage transfers.

You can refinance your home to 90% at first mortgage rates without a second mortgage!!

Our services for all of the above and MORE, is available to you for FREE. Be sure to check out our FREE Mortgage Service information. We mortgage property anywhere in Canada.

There is so much more to getting yourself the best mortgage than just talking to your banker or any ONE lender. If you really want the best mortgage without negotiating or hassles you've come to the right place. OTTAWA-CARLETON MORTGAGE, we only do mortgages.

For more information on any of the above call Ottawa-Carleton Mortgage anytime 613-563-3447. One of our mortgage consultants will be more than happy to explain any of the above and answer all of your questions. Or if you prefer, order one of our FREE REPORTS. No consultant will ever call you unless you ask us to.

Rates, terms, and conditions are subject to change without notice. Most clients qualify for our FREE Mortgage Service but not all do. Free service excludes hi-ratio insurance, application or appraisal fees. Call us today to find out where you stand.